 Experience...making home loans since 1984!
My clients know what is going on and how much it costs. My clients are comfortable and confident. I am grateful for the education and experience gained through many years of representing Columbia Services, Inc., Washington Mutual Savings Bank and CU Financial Services, Inc. (A mortgage bank serving Credit Union Members). I am accountable—I walk my clients through each step of the entire process and I gladly attend the closing, just to make sure everything is right! I know of no other broker or loan originator who shows up at the closing table—fear of explaining their "paid-outside-closing" charges could be very awkward, and therefore avoided!
My borrowers choose whichever lender and loan program they prefer from the best Wholesale Interest Rates quoted in Greater Seattle!
Lenders Interactive Online Network, Inc. is the independent, unbiased Internet forum where aggressive and reputable lenders promote their wholesale home loan programs, from which my clients choose the most desirable wholesale lender and interest rate! My clients begin with the most competitively priced wholesale mortgage lenders serving the State of Washington, thereby obtaining great rates.
My Loan Fee is limited to 1% on the first $417,000 borrowed - regardless of how far your loan may exceed $417,000!
Competitive and reputable bankers and brokers typically collect a 1% loan fee on the entire loan amount - borrow $500,000 and pay a $5,000 loan fee, borrow $600,000 and pay them a $6,000 loan fee, borrow $800,000 and pay them an $8,000 loan fee. The point is, at this time, my loan fee will not exceed $4,170.00! This "capped loan fee" feature is unheard of within the mortgage industry and not likely to be duplicated by my competitors. Mortgages exceeding $417,000 are referred to as "Jumbo" loans;
therefore I consider myself Big Jim, "King of the Jumbo." More about services
|
